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Thread: Insurance

  1. #1
    Join Date
    Jun 2010


    Any advice as to insurance company(ies) for agreed upon value for Z8?



  2. #2
    Sport Button On - DSC Off Dogsbreath's Avatar
    Join Date
    Nov 2004
    Larry - depends on year, condition, improvements. Make sure to get insurance for 'agreed value' You will be sorely disappointed otherwise. I used Hagerty when I was living in the US. You think it'll never happen to you but - the other day I came within a second of getting annihilated by someone running a red... dave p (Vancouver, BC)

  3. #3
    One thing to watch out for. I insure both my homes, all my cars, and my motorcycle through State Farm, who has always done a good job for me. Several years ago I insured a C2 Corvette through one of the specialty car insurers, and I received a letter from State Farm advising me that they would be raising my rates on my other vehicles due to the use of the other insurer. Although I am not sure of their logic, I ended up switch the Corvette back to State Farm.


  4. #4
    Sport Button On
    Join Date
    Jan 2014
    Hagerty would not accept my car because I would not guarantee them that I would only drive it to car shows or on the weekends. I told them that I was going to drive 2-3 thousand miles per year which they were fine with but it was where and when I would be driving it that they wouldn't insure.

  5. #5
    I'm on State Farm, and have been very happy with them so far.
    Andrew Macpherson

    Expert Z8 Inspections, with full support for both Z8 sale and purchases.

  6. #6
    Team Z8 Charles's Avatar
    Join Date
    Dec 2010
    Not sure if there is a main insurance thread, so using this. I have been remiss in not logging in and checking (thank you so much Andrew for keeping it going), that I thought I would add something that may be of value. I started with Grundy, them moved to Hagerty, which I eventually could get through Farmer's. It was agreed value, but still just for club events, parades, exercise, etc... I wanted to start driving the Z8 more like a regular car sometimes, and when Hagerty's quote for 2020 was over $2500 for $130k value, I re-evaluated. A friend who also has a collector car recommended Safeco (Liberty Mutual in other parts of the country). They have a plan that does not have use restrictions (meaning I could drive it to work - I park it on the top floor of my garage where very few cars are parked), and a 5000 mile per year restriction (which is more than I think I will ever need). Cost for 2020 was $1283 for an agreed value of $130k. My home and other cars are also now covered by Safeco, at prices comprable to what I had with Farmer's.
    Charles Guerin
    AH61406 - Titanium Silver/ /Black

  7. #7
    Sport Button On - DSC Off
    Join Date
    Nov 2013
    I highly recommend Chubb as they have a great collector car network and amazing claims process, should one ever be required. They are likely similar to Hagerty, but better IMO should something arise.

  8. #8
    Z8 Novice
    Join Date
    Jun 2017
    I have had mine insured through Safeco since 2016 for agreed value of $150k with no restrictions on usage save for 5,000 miles a year (never gonna happen). This year the premium was around $1,250.00

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